Motorcycle Insurance Question

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Originally Posted by Tristan Reeves

Who's going to be the first to have a tragic paddock incident that wads up a bike? Bike gets backed over, maybe?

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Watched a bike fall off a stand Saturday; rearset snapped, fairing stay, windscreen, bent the frame slider and took the engine bolt with it.

After 20 plus years of paying insurance and NEVER having a claim paid after any accident, I self insured my bikes...and then promptly crashed my ZX10R at a track day in 2010. It was still cheaper repairing it myself than what the premium was. I figure at this point, even with a total loss on any one of the bikes, I am still ahead.

When you say self insured do you mean liability also to pay for others damage if you're at fault or just damages to your own vehicle?

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Originally Posted by Dennis King

When you say self insured do you mean liability also to pay for others damage if you're at fault or just damages to your own vehicle?

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I pay for liability as required (I believe it's still required for street bikes in Texas). Basically only what I need to for street registration on two bikes.

Ohh, I thought you were saying you provide your own liability also. That can get expensive quick.

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Originally Posted by Dennis King

Ohh, I thought you were saying you provide your own liability also. That can get expensive quick.

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I can only imagine. LOL.